A lawyer purchased a box of very rare and expensive cigars, then insured them against, among other things, fire.
Within a month, having smoked his entire stockpile of these great cigars and without yet having made even his first premium payment on the policy the lawyer filed a claim against the insurance company.
In his claim, the lawyer stated the cigars were lost 'in a series of small fires.' The insurance company refused to pay, citing the obvious reason, that the man had consumed the cigars in the normal fashion.
The lawyer sued and WON!
Delivering the ruling, the judge agreed with the insurance company that the claim was frivolous. The judge stated nevertheless, that the lawyer held a policy from the company, which it had warranted that the cigars were insurable and also guaranteed that it would insure them against fire, without defining what is considered to be unacceptable 'fire' and was obligated to pay the claim. Rather than endure lengthy and costly appeal process, the insurance company accepted the ruling and paid $15,000 to the lawyer for his loss of the cigars lost in the'fires'.NOW FOR THE BEST PART...
After the lawyer cashed the check, the insurance company had him arrested on 24 counts of ARSON!!!
With his own insurance claim and testimony from the previous case being used against him, the lawyer was convicted of intentionally burning his insured property and was sentenced to 24 months in jail... And a $24,000 fine.
.......... ONLY IN AMERICA!
A man was in a terrible accident, and his 'manhood' was mangled and torn from his body. His doctor assured him that modern medicine could give him back his manhood, but that his insurance wouldn't cover the surgery since it was considered cosmetic. The doctor said the cost would be $3,500 for 'small,$6,500 for 'medium, and $14,000 for 'large.'
The man was sure he would want a medium or large, but the doctor urged him to talk it over with his wife before he made any decision. The man called his wife on the phone and explained their options. The doctor came back into the room, and found the man looking dejected.
'Well, what have the two of you decided?' asked the doctor.
'She'd rather remodel the kitchen.'
After the eighty-three year old lady finished her annual physical examination, the doctor said, "You are in fine shape for your age, Mrs. Mallory, but tell me, do you still have inтеrсоursе?"
"Just a minute, I'll have to ask my husband," she said.
She stepped out into the crowded reception room and yelled out loud, "Bob, do we still have inтеrсоursе?"
And there was a hush. You could hear a pin drop...
Bob answered impatiently, "If I told you once, Irma, I told you a hundred times... What we have is... Blue Cross*!"
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* The Blue Cross Blue Shield is a federation of 39 United States health insurance companies
A guy walked into a doctor's office and the receptionist asked him what he had. He said,
"Shingles." So she took down his name, address, and medical insurance number and told him to have a seat. Fifteen minutes later a nurse's aide came out and asked him what he had. He said,
"Shingles." So she took down his height, weight, a complete medical history and told him to wait in the examining room. A half-hour later, a nurse came in and asked him what he had. He said,
"Shingles." She gave him a blood test, a blood pressure test, an electrocardiogram, told him to take off all his clothes and wait for the doctor. An hour later the doctor came in and asked him what he had. He said,
"Shingles." The doctor said,
"Where?" He said,
"Outside in the truck. Where do you want them?"
Yossi and Janine, an elderly Jewish couple, are sitting together on an aeroplane flying to the Far East. Suddenly, over the public address system, the Captain announces, "Ladies and Gentlemen, I am afraid I have some very bad news. Our engines have ceased functioning, and this plane will be going down in a few minutes time. The good news is that I can see an island below us that should be able to accommodate our landing. The bad news is that this island appears to be uncharted - I am unable to find it on our maps. So the odds are that we will never be rescued and will have to live on the island for a very long time, if not for the rest of our lives."Yossi turns to Janine and asks, "Janine, dear, did we turn off the oven?" and Janine replies, "Of course."
"Janine, are our life insurance policies paid up?"
"Of course."
"Janine, did we pay our pledge for the synagogue appeal?"
"Oh my God, I forgot to send off the cheque."
"Thank Heaven! They'll find us for sure!"
Closer Than You Think!
An unemployed man goes to apply for a job with Microsoft as a janitor. The manager there arranges for him to take an aptitude test (Section: Floors, sweeping and cleaning).
After the test, the manager says, "You will be employed at minimum wage, $5.15 an hour. Let me have your e-mail address, so that I can send you a form to complete and tell you where to report for work on your first day. Taken aback, the man protests that he has neither a computer nor an e-mail address. To this the MS manager replies, "Well, then, that means that you virtually don't exist and can therefore hardly expect to be employed.
Stunned, the man leaves. Not knowing where to turn and having only $10 in his wallet, he decides to buy a 25 lb flat of tomatoes at the supermarket. Within less than 2 hours, he sells all the tomatoes individually at 100% profit. Repeating the process several times more that day, he ends up with almost $100 before going to sleep that night. And thus it dawns on him that he could quite easily make a living selling tomatoes. Getting up early every day and going to bed late, he multiplies his profits quickly.
After a short time he acquires a cart to transport several dozen boxes of tomatoes, only to have to trade it in again so that he can buy a pick-up truck to support his expanding business. By the end of the second year, he is the owner of a fleet of pick-up trucks and manages a staff of a hundred former unemployed people, all selling tomatoes.
Planning for the future of his wife and children, he decides to buy some life insurance. Consulting with an insurance adviser, he picks an insurance plan to fit his new circumstances. At the end of the telephone conversation, the adviser asks him for his e-mail address in order to send the final documents electronically. When the man replies that he has no e-mail, the adviser is stunned, "What, you don't have e-mail? How on earth have you managed to amass such wealth without the Internet, e-mail and e-commerce? Just imagine where you would be now, if you had been connected to the Internet from the very start!"
After a moment of thought, the tomato millionaire replied, "Why, of course! I would be a floor cleaner at Microsoft!"
Moral of this story:
1. The Internet, e-mail and e-commerce do not need to rule your life.
2. If you don't have e-mail, but work hard, you can still become a millionaire.
3. Since you got this story via e-mail, you're probably closer to becoming a janitor than you are to becoming a millionaire.
4. If you do have a computer and e-mail, you have already been taken to the cleaners by Microsoft.
A farmer who's been involved in a terrible road accident with a large truck ended up in court fighting for a big compensation claim.
"I understand you're claiming damages for the injuries you're supposed to have suffered?" Stated the counsel for the insurance company.
"Yes, that's right," replied the farmer, nodding his head.
"You claim you were injured in the accident, yet I have a signed police statement that says that when the attending police officer asked you how you were feeling, you replied, 'I've never felt better inn my life.' Is that the case?"
"Yeah, but" stammered the farmer.
"A simple yes or not will suffice," counsel interrupted quickly.
"Yes," Replied the farmer.
Then it was the turn of the farmer's counsel to ask him questions. "Please tell the court the exact circumstance of events following the accident when you made your statement of health," his lawyer said.
"Certainly," replied the farmer. "After the accident my horse was thrashing around with a broken leg and my poor old dog was howling in pain. This cop comes along, takes one look at my horse and shoots him dead. "Then he goes over to my dog, looks at him and shoots him dead too. Then he come straight over to me and asked me how I was feeling. "Now, mate, what the heck would you have said to him?"
Airman Jones was assigned to the induction center, where he advised new recruits about their government benefits, especially their GI insurance.
It wasn't long before Captain Smith noticed that Airman Jones was having a staggeringly high success-rate, selling insurance to nearly 100% of the recruits he advised.
Rather than ask about this, the Captain stood in the back of the room and listened to Jones' sales pitch.
Jones explained the basics of the GI Insurance to the new recruits, and then said:
"If you have GI Insurance and go into battle and are killed, the government has to pay $200,000 to your beneficiaries.
If you don't have GI insurance, and you go into battle and get killed, the government only has to pay a maximum of $6000.
Now," he concluded, "which group do you think they are going to send into battle first?"