Three men arrive at a Caribbean beach resort and quickly start talking about their lives and how they got there.
“I used to run a successful business in the Midwest. One day, unfortunately, there was a huge fire and my entire warehouse burned to the ground. I collected the insurance on it and decided to move here,” the first man says.
The other two give a sympathetic nod.
The second one says, “I have somewhat a similar story too. I used to own a jewelry store in Los Angeles, but it was destroyed in a massive break-in one night. I collected the jewelry insurance and relocated down here to settle.” They both look at the third person. He begins, “On the East Coast, I used to run a small fishing business. Unfortunately, a hurricane ruined everything last year. I got my insurance and came here.” The first two guys look at each other for a minute. Finally, one says to the third one, “How do you start a hurricane?”